Money deadlines this month: ITR date for audit cases is 21 Nov, pensioners have until 30 Nov
A quick list of what changed from 1 November, from tax filing dates to credit card fees at one public-sector bank.
- ITR (audit cases): 21 Nov 2026
- Pension life certificate: 1–30 Nov
- PNB card cash advance: 2.5% or ₹400, whichever is higher
Tax and pension dates
The ITR deadline for specified audit-category taxpayers for assessment year 2026-27 was extended from 31 October to 21 November 2026. It does not apply to everyone.
Government pensioners below 80 can submit their annual life certificate between 1 and 30 November. Those 80 and above have been able to submit since 1 October, and Unified Pension Scheme subscribers can complete it via Jeevan Setu by 30 November.
Card and bank charges
Punjab National Bank has revised charges on its Visa and RuPay credit cards: cash withdrawal costs 2.5% or ₹400 (whichever is higher) at PNB ATMs and 2.5% or ₹500 at other domestic ATMs, and utility payments above ₹50,000 per billing cycle attract a 1% fee capped at ₹2,000 per transaction. IndusInd Bank has fixed ₹25 plus GST for failed transactions due to low balance on specified savings accounts.
Check your bank's notice for the card you hold, as the figures above come from a Goodreturns summary.
GST
Changes to the CGST framework now cover post-supply discounts, credit notes and refunds for inverted-duty cases. These mostly affect businesses, not individual shoppers.
